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Toot toot! Congratulations on passing your driving test from!

Now you’ve passed, you’ll want to upgrade your learners insurance to full licence insurance. Whilst exciting, this is expensive. But we’ve got a few tips to help you cut the cost and keep your purse strings happy.

Before checking our cost saving tips, let us introduce ourselves… is a comparison site that allows you to compare insurance quotes from over 120 car insurers across the market, quickly and easily. You could call around to the hundreds of car insurers yourself, but the dog and bone era is long gone and today’s drivers look to comparison sites to compare multiple insurers in one search.

When insurance costs are high, we make it our mission to help you save money. But it’s not just the price that considers; you need to know what you’re getting for your money too. were the first comparison site to compare features as well as prices and we continue to be committed to finding you the best policies.

How to save on your car insurance

So apart from shopping around with, how else can you, as a new driver, save money on your insurance?

Choose your car wisely and save on your young driver car insurance

Cars are categorised into insurance groups, ranging from one to fifty. Generally, cars in groups one and two will be the cheapest to insure. These are common cars with readily available spare parts and smaller engines. Examples of such cars include the Toyota Yaris, Citroen C1, Vauxhall Corsa and Ford Fiesta.

As well as the insurance category, there’s also the tax category to consider. Cars that are cheap to tax are those that have small engines and low emissions. In contrast, large engines with high emissions will be costly when it comes to tax. It’s worth considering tax and insurance categories before purchasing your car as they will affect the cost of running your vehicle.

Pay for your young driver car insurance in one instalment

Insurers offer the option of paying for insurance monthly or annually. And when insurance premiums are particularly costly, the monthly direct debit option appears to be a lifeline. But monthly payments come at a price. Those who pay monthly typically pay around 10% more for their insurance compared to those who pay in one instalment.

Add an additional driver to the insurance policy

Adding an experienced driver to your policy can dramatically reduce the premium. But note that adding a driver is very different to registering yourself as an additional driver on another’s policy when you intend to be the main driver. This is called fronting and it is illegal.

Set a high voluntary excess on your young driver car insurance

Paying a high voluntary excess (the excess contributed in addition to the compulsory excess) can help reduce the cost of insurance too. Try setting the highest possible affordable excess to see how much you could save. However, whilst every pound counts, it’s important to weigh up what you could afford to pay out should you need to make a claim.

Avoid small claims

Claims that are likely to cost little more than the excess fee should be avoided. All claims made will cancel out any previous no claims bonus gained (unless you have paid to protect these-common among drivers with several years’ experience). This means that next year’s premium will be high too. To help cut the cost of future premiums, avoid claims if you can.

Avoid modifications

With the increased popularity of customisations, it’s easy to purchase a car without knowing if it has modified parts. This can be risky in terms of insurance; modifications should be declared to the insurance company to insure all claims are valid. But a more immediate concern will be the insurance price increase that modifications incur. Modified parts are often rarer and thus more expensive and take longer to acquire, this is reflected in the cost of insurance.

Hopefully these tips will help you save money on your first insurance premiums. Enjoy driving roadsters!


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