Licence requirements when buying a new Motorcycle

Depending on the licence you hold, you may be restricted in the size of bike you can ride, so always keep this in mind when buying a new bike.

Insurance costs when buying a new Motorcycle

You may think it great to hop aboard a race replica sports bike as your first ride, but an insurance company may well have other ideas.

Insurance companies do tend to be competitive when it comes to attracting new customers, but it’s worth calling round for a quote. A good rule of thumb is that the first call is the most expensive quote with your last call the cheapest.

Online comparison sites can be a quick way of getting a whole group of quotes at once. Do not only rely on price, as in a result of an accident you will need to be sure that you have the right cover.

Make sure you set a budget when buying a new motorcycle

Can you afford it? Try not to only budget for the bike but also the running costs. Petrol is expensive and if you are going to do lots of miles this should be accounted for.

Think about the sort of accessories you will want on the bike. If you are going to ride in the winter for example, heated grips may be a useful addition. It might be that you can hold out for certain items, heated grips wont be needed if the summer.

When it comes to accessorising your bike, don’t get carried away. Think carefully about what you want and need. A touring screen may seem a idea great when flicking through the catalogue but if you will never go touring why bother?

Equipment and clothing also wears out and may need to be replaced before the bike.

If you are going to put the bike on to hire purchase, remember that if you damage your bike you may be left paying monthly repayments on something that you can no longer ride. Also take this into consideration when it comes to purchasing your insurance.

Type of riding

The handle bar position of a sports bike mean that a lot of weight is transferred onto the wrists and the overall ergonomics are cramped. This can mean that riding through town or monotonous stretches of motorway can be particularly tiring. If you will be doing these types of roads on a regular basis then you will need to reconsider. A scooter or smaller bike will be just as progressive through town as a bigger bike but not so good for those Sunday morning ride outs. If buying your bike on a beautiful summer’s day spare a thought for when the climate becomes a bit less hospitable. Will you be happy commuting in winter or is it going to be a fair weather only affair?

Capabilities

Be realistic about your choice. Passing your test is the first step but you will still have a journey of learning ahead of you. Is your bike of choice going to help with your education or be a hindrance? Manufacturers are very encouraging towards the new rider market and there is an unbelievable range of bikes that are fun and manageable for the new rider. 600cc motorcycles for example have a more manageable power delivery than 1litre bikes but can still be great fun even for the more experienced rider. As well as experience, size is well catered for and there is a host of road worthy trails style bike well suited to the taller rider. Equally many now are fully adjustable for the smaller individual too.

Although we all do our best to keep it shiny side up the very nature of something that balances on two wheels mean that it can sometimes be dropped.

This will be even more likely when you are just learning (or choose a heavy old beast). Bear this mind for whether you decide to buy new or used, when accessorising (crash bars perhaps) and type of bike (fully faired bikes are expensive to repair when dropped).

New or used

Some will decide that for the first bike a used one is best not only for costs but also in the event of any damage occurred. One advantage of a new bike will be the piece of mind that any mechanical failures can be dealt with under warranty.

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